![]() Additional special financing rate of 5.99%, 30-yr fixed rate, FHA. Beginning in year four, the fixed rate of 5.99% applies to the remainder of the loan life. The interest rate that applies to year three is 4.99%. The interest rate that applies to year two is 3.99%. The interest rate that applies to year one is 2.99%. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. Credit terms are based on a 30-year fixed mortgage. Use of Trailblazer Mortgage is not required to purchase a Starlight Homes home.**Terms are based upon a loan with the following terms: Payment is for principal and interest only. Requires use of Trailblazer Mortgage, which is an affiliated lender. Qualification, income and / or geographic restrictions may apply. Payment is based on a purchase price of $287,990, 3.5% down payment, 7.50%, 30-yr fixed rate (APR 8.66%), FHA. Taxes, homeowner's insurance, mortgage insurance, HOA dues are not included. *Terms are based upon a loan with the following terms: Payment is for principal and interest only. Supply of homes and homesites at these prices are limited and subject to availability. See terms and conditions for complete information. Actual rates available to you may vary based upon a number of factors including credit score, documentation level and market conditions. Programs, prices, rates, terms and conditions subject to change without notice. This communication is provided for informational purposes only and should not be relied upon by you, not to be construed as a quotation or offer of credit from any lending institution. Incentives and contributions by Starlight Homes are subject to certain terms, conditions, and restrictions and certain incentives may be limited by the lender or could affect the loan amount. The special financing rate is 5.99% for FHA/VA loans. Buyer must obtain a FHA/VA loan, with a minimum credit score of 620, in order to qualify for the special financing rate. Offer only available on homes that are purchased as a primary residence. Qualification, income and/or geographic restrictions may apply. Home must close on or before January 15, 2023. Only available in Starlight Homes Tampa communities for contracts written between December 1, 2023, and December 31, 2023, on certain available homes. Rate is not guaranteed, and buyer must satisfy all conditions or requirements for approval of buyer’s mortgage loan by buyer’s lender for the financing and purchase of the property. Rate is subject to change upon exhaustion of funds, and may be adjusted depending on buyer’s credit profile, loan to value ratio and/or certain property characteristics. Rate offer is on a first come, first serve basis. Rate is dependent on the type of loan the buyer obtains. The special financing rate is only available for a limited time and only limited quantities of loans at the special financing rate are available. Rate is only available until pool of funds is depleted or the rate expires on December 31, 2023. Starlight Homes has locked-in, through Trailblazer Mortgage, a fixed interest rate for a pool of funds. Starlight Homes is not a lender or mortgage broker and does not offer loans or mortgages. However, use of Trailblazer Mortgage is not required to purchase a Starlight home. Receiving the advertised rate and incentive requires participation in the Starlight Homes Advantage program, including use of Trailblazer Mortgage, which is an affiliated lender. This is not an offer of any specific interest rate or a commitment to make a loan and only buyer’s lender can offer a specific interest rate or issue a loan commitment under this special financing rate promotion. Financing is offered by Trailblazer Mortgage (NMLS ID # 2106646), an affiliated lender of Starlight. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Restrictions on the maximum loan amount and loan-to-value ratio apply.
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